Consumer Bankruptcy Law Houston
Avoiding Foreclosure | Alternatives to Bankruptcy | Bankruptcy Act of 2009 | Chapter 7
Houston Consumer Bankruptcy Lawyer
Consumer bankruptcy (Chapter 7 and Chapter 13 bankruptcy) offers individuals an opportunity to start over. Whether you are indebted because of losing your job, having your work hours or pay cut, experiencing an unforeseen medical condition, or being overwhelmed by credit card debt, we can help.
Located in Houston, the Sughrue Law Firm* has helped hundreds of individuals in financial trouble get back on their feet. We are different from many of the bankruptcy mills who just want to churn out a bankruptcy and treat you like a number rather than a client.
We treat you with respect and take the time to listen. We also recommend bankruptcy only as a last resort. First, we explore alternatives to bankruptcy to see if you would benefit more from avoiding bankruptcy.
For additional information about Jason Sughrue and the exceptional service we provide, please visit our Benefits of Retaining Our Law Firm page.
Bankruptcy in the News
Lawmakers Weigh Bankruptcy Modifications for Mortgages
We offer a Chapter 7 bankruptcy for $999 in attorneys fees
*Our $999 bankruptcy special applies to Chapter 7 cases for below median income debtors.
What Is Chapter 7 Bankruptcy?
You must meet certain requirements to qualify for Chapter 7 bankruptcy relief. Chapter 7 essentially allows you to retain certain property and place any remaining property in a pool to be shared by your unsecured creditors (such as most credit card and medical debt). After a Chapter 7 bankruptcy, all of your unsecured debt is eliminated, and you begin with a fresh start.
For more information about Chapter 7 bankruptcy or to see if you qualify, please Contact Us for a free, confidential consultation.
What Is Chapter 13 Bankruptcy?
A Chapter 13 bankruptcy allows you to reorganize your debt. You can restructure some existing debt and often eliminate some of your debt. Basically, a Chapter 13 bankruptcy allows you to pay off creditors over three to five years.
If you are trying to avoid a foreclosure, a Chapter 13 bankruptcy may be one solution. Of course, as previously stated, we will look for alternatives to bankruptcy. However, a Chapter 13 bankruptcy often is utilized during a home foreclosure or repossession when you want to keep the property. In many cases, we can obtain reduced payments for you.
To determine if a Chapter 13 bankruptcy is right for you, please Contact Us for a free, confidential consultation.
For your convenience, we offer the ability to meet with Mr. Sughrue at one of 14 Satellite Offices throughout the Houston area.
Because You Deserve Respect and the Ability to Make Informed Decisions...
The Sughrue Law Firm
Houston Consumer Bankruptcy Lawyer
Texas Bankruptcy-Alternative and Foreclosure Attorney
*The Sughrue Law Firm has been designated as a debt-relief agency by Congress under the United States Code. We proudly help people file for bankruptcy relief under the Bankruptcy Code.
723 Main St. Ste 801
Houston, TX 77002
ph: 713-518-1833
fax: 713-228-0201
